#05 How We Learned to Live on One Income: Biblical Stewardship, Smart Budgeting, and Simple Strategies for Moms Transitioning Home

If you’ve ever wondered how your family could make it work on one income, this episode is for you. On this episode, I share my personal story of transitioning from a two-income household to a home-centered life — and the practical steps, mindset shifts, and faith lessons that made it possible.

You’ll learn how to:

💡 Identify the true financial and emotional cost of working outside your home

📝 Build or review your family budget with prayer and purpose

🏡 Spend smarter and stretch your resources through simple habits

❤️ Communicate with your husband and find unity in financial decisions

🙏 View your finances through the lens of Biblical stewardship and trust in God’s  provision

Whether you’re preparing to step away from full-time work, already navigating life and motherhood on one income, or simply learning to steward well what you’ve been given, this conversation will help you take your next step with confidence and faith.

💕 Resources Mentioned in This Episode:

🕊️ Download my free guide: Start Your Journey Home

Visit my store for official Discovering Home by KM merch.

Store: www.etsy.com/shop/DiscoveringHome

Learn more about Coaching

www.karlabmonterrosa.com/work-with-me

For speaking and/or interview inquiries
Email: podcast@karlabmonterrosa.com

Go Deeper with these free resources.

🎧 Start Your Journey Home
Take the free quiz → Is God Calling You Into a New Season of Motherhood?
www.karlabmonterrosa.com/quiz

💌 Stay Encouraged
Subscribe for biblical encouragement, practical wisdom, and free resources to begin your journey home: Join my email list: www.karlabmonterrosa.com

Let’s connect

Instagram: @discoveringhomewithkarla
Website: www.karlabmonterrosa.com

IS GOD CALLING YOU HOME?

Start your journey home with these free resources:

QUIZ: Is God Calling
You Home?

 A 1-minute quiz to help you discern if God is leading you to step away from your career to step more fully into your calling at home.

FREE GUIDE: Start Your Journey Home

Practical and prayerful steps to help you start planning your transition with faith, peace, and vision.

READ: 15 Truths I Learned When I Left My Career to Follow God Home

Honest, powerful lessons from my own journey to encourage you in yours.